broker

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0 height="100%"><tr> <td valign="top" width=200 BGCOLOR="#333366" TEXT="#080000" background="040c8c00dkcfsz.gif"> <div> <I><B> <TABLE BORDER="0" CELLPADDING="2" CELLSPACING="1" WIDTH="167" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" ALIGN="BOTTOM" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 110 WIDTH="161"><div> <A HREF="id85.htm" TARGET="_top" TITLE="Real Estate Home"><U><B><IMG SRC="2fb8d540.gif" border=0 width="141" height="84" ALIGN="LEFT" HSPACE="0" VSPACE="0"></B></U></A></div> <bR> <bR> <bR> <bR> <bR> <div> <I>Click here </I><I>to return to Real Estate Home page</I></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 68 ><NOBR><div> <A HREF="mailto:executive.services@prodigy.net" TARGET="_top" TITLE="mailto:executive.services@prodigy.net"><U><I><B>Shelly Collins</B></I></U></A></div> <div> <A HREF="mailto:executive.services@prodigy.net" TARGET="_top" TITLE="mailto:executive.services@prodigy.net"><U><I><B>Executive.Services@Prodigy.net</B></I></U></A></div> <div> <I><B>714 991 3717</B></I></div> </NOBR></tD> </tR> </TABLE></B></I></div> <bR> <div> <I><B> <TABLE BORDER="0" CELLPADDING="2" CELLSPACING="1" WIDTH="163" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" ALIGN="BOTTOM" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 116 WIDTH="67"><div> <A HREF="id89.htm" TARGET="_top" TITLE="Costco Lending Tree "><U><B><IMG SRC="7c13d540.gif" border=0 width="61" height="84" ALIGN="LEFT" HSPACE="0" VSPACE="0"></B></U></A></div> <bR> <bR> <bR> <div> <I> </I><FONT SIZE="1" COLOR="#FFFFFF" FACE="Times New Roman" ><I><B>Lending Tree </B></I></FONT></div> </tD> <tD VALIGN=TOP><NOBR><div> <I><B>Mtg Calculators</B></I></div> <div> <A HREF="http://www.jeacle.ie/mortgage/" TARGET="_top" TITLE="http://www.jeacle.ie/mortgage/"><U><B><IMG SRC="7c04a320.gif" border=0 width="74" height="50" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <DIV ALIGN="LEFT"></DIV> <div> <I><B>Karl's</B></I></div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 75 ><NOBR><div> <A HREF="id155.htm" TARGET="_top" TITLE="Goldenfeather"><U><B><IMG SRC="7ae433c0.gif" border=0 width="67" height="60" ALIGN="LEFT" HSPACE="0" VSPACE="0"></B></U></A></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="85"><div> <I><B><IMG SRC="81a32450.gif" border=0 width="50" height="69" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></div> </tD> </tR> <tR> <tD VALIGN=TOP COLSPAN=2 HEIGHT= 30 ><NOBR><div> <A HREF="http://www.mortgagecontent.net/reoSearchApplication/fanniemae/reoSearch.jsp" TARGET="_top" TITLE="http://www.mortgagecontent.net/reoSearch"><U><I><B><IMG SRC="78183170.gif" border=0 width="131" height="23" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></U></A></div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP COLSPAN=2 HEIGHT= 140 ><NOBR><div> <A HREF="http://www.efanniemae.com/singlefamily/pdf/takingthemysteryout.pdf" TARGET="_top" TITLE="http://www.efanniemae.com/singlefamily/p"><U><B><IMG SRC="7c5797d0.jpg" border=0 width="121" height="125" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 41 WIDTH="67"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="41" ALIGN="bottom" WIDTH="67" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="85"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="41" ALIGN="bottom" WIDTH="85" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 20 WIDTH="67"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="20" ALIGN="bottom" WIDTH="67" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="85"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="20" ALIGN="bottom" WIDTH="85" HSPACE="0" VSPACE="0"></tD> </tR> </TABLE></B></I></div> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <div> <I><B>Home Search</B></I></div> <bR> <bR> </td> <td valign="top" BGCOLOR="#FFFFFF" TEXT="#080000"> <bR> <div> <I> <TABLE BORDER="0" CELLPADDING="2" CELLSPACING="1" WIDTH="451" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" ALIGN="BOTTOM" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 99 ><NOBR><div> <A HREF="id173.htm" TARGET="_top" TITLE="broker"><U><I><IMG SRC="75c83420.gif" border=0 width="131" height="66" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></I></U></A></div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <A HREF="id85.htm" TARGET="_top" TITLE="Real Estate Home"><U><I><IMG SRC="2fb8d540.gif" border=0 width="141" height="84" ALIGN="LEFT" HSPACE="0" VSPACE="0"></I></U></A></div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <I><B>LOANS & </B></I></div> <div> <I><B>Real Estate</B></I></div> </NOBR></tD> </tR> </TABLE></I></div> <div> <I> <TABLE BORDER="0" CELLPADDING="2" CELLSPACING="1" WIDTH="528" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" ALIGN="BOTTOM" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 26 WIDTH="522"><div> <I><B>WHY USE A MORTGAGE BROKER</B></I></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 97 WIDTH="522"><div> <I>A mortgage broker is a liason between the consumer and the lending institution.  Very often a mortgage broker has affiliations with a number of lenders so they can offer a wide array of loan products directly to the consumer.  This feature alone can </I><I><B>save the borrower time, effort and money</B></I><I> by having direct access to institutions with the right product for them at a competitve price.</I></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 14 WIDTH="522"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="14" ALIGN="bottom" WIDTH="522" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 20 ><NOBR><div> <I><B>DO I GET A BETTER DEAL </B></I><I>by going directly to the Mortgage Broker?</I></div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 135 WIDTH="522"><div> <I>A common misconception in the residential mortgage industry that you can get a better deal from the lending institution directly.  </I><I><U>Lenders offer their loan products to the mortgage broker on a </U></I><I><B><U>wholesale</U></B></I><I><U> basis</U></I><I>.  They reduce fees so the mortgage broker can deliver the </I><I><B>same program at the same or better price</B></I><I> as the lending institution.  </I><FONT SIZE="3" COLOR="#0033CC" FACE="Times New Roman" ><I><B>This gives the mortgage broker an opportunity to find the loan best suited for the consumer, & creates an opportunity to provide a very competitive price, saving </B></I><I><B>time </B></I><I><B>and money</B></I></FONT><I>.</I></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 14 WIDTH="522"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="14" ALIGN="bottom" WIDTH="522" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 26 WIDTH="522"><div> <I><B>WHAT ABOUT SERVICE?</B></I></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 116 WIDTH="522"><div> <I><B>Quality of service</B></I><FONT SIZE="3" COLOR="#000000" FACE="Times New Roman" ><I> is the most important aspect of choosing any lender.  Mortgage brokers are very often small businesses & do not have a large budget for marketing and advertising, consequently, their business grows most commonly by referral.  A mortgage broker who comes highly recommended has built his or her reputation on </I></FONT><I>timely services, integrity, honoring commitments and a conscientious attitude toward cultivation of long term relationships</I><FONT SIZE="3" COLOR="#000000" FACE="Times New Roman" ><I>.</I></FONT></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 172 WIDTH="522"><div> <I>I offer a convenient way to comparison shop for a loan in a secure, pressure-free environment. You don't have to leave home, spend hours on the phone or jump through hoops to get the best rates, because I do the legwork for you. </I></div> <DIV ALIGN="LEFT"></DIV> <div> <I><B>I will save you time and money. </B></I></div> <div> <I>Our participating lenders offer the best rates around, which can add up to substantial savings over the life of your loan. </I></div> <div> <I>It's easy and costs nothing to apply.  Our questionnaire takes a few minutes to complete and, based on youre information, I'll search our database to find a loan that matches your needs. Within just 24 hours, you'll receive an offer.</I></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 32 WIDTH="522"><div> <I> <a href="HTMLobj-1920/short_application_-_form.doc"><img align="bottom" border="0" width="48" height="23" alt="Application: Short Form" src="HTMLobj-1920/face_now-anim.gif"> <u>Application: Short Form</u></a>  </I></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 20 WIDTH="522"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="20" ALIGN="bottom" WIDTH="522" HSPACE="0" VSPACE="0"></tD> </tR> </TABLE></I></div> <bR> </td> </tr></table></body>